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HMO Lawsuit Bill Will Make You Pay More for Insurance Wes VernonWASHINGTON - If you’re planning to spend that tax rebate from President Bush’s tax cut on your vacation, you might have to cancel your plans. You will have to turn the money over to your insurance company. Your premiums could soar 20 percent or more. That warning comes from a group of doctors as to what will happen if currently debated legislation becomes law. They say the so-called "Patients' Bill of Rights" is, in reality, a "Bill of Goods.” The Association of American Physicians and Surgeons (AAPS) is sending out an alert to millions of patients across the country. The doctors warn that the legislation is not about "health care.” This is about money and "about politicians getting in bed with the trial lawyers so that the lawyers can get their mitts on more lawsuits and the politicians can rake in $124 million in campaign donations from the trial lawyers.” It’s not rocket science or advanced economics, according to the AAPS. The more money for the trial lawyers, the less left over for your health care. An insurance company executive has told the AAPS, "We’re planning on raising premiums by 20 percent to start.” And that’s only the beginning. So you’re not in an HMO? And what do you care? Sorry, you won’t dodge the bullet. The increases will be straight across the board on all insurance plans. "Sharing the pain” is how they describe it. The doctors say that if you like paying for all the fraudulent claims, soon you’ll love paying for everyone’s frivolous lawsuits as well. AAPS describes your dilemma this way: "There are about 100 pages of hoops for patients to jump through, and loopholes for the Plans and their clever lawyers. You m-i-g-h-t be able to collect an award of up to only 25% of denied benefits —if you can prove a p-a-t-t-e-r-n of denials over time and with other patients. How do you do that? … And you may collect attorney’s fees, if the Plan’s lawyers fail to find enough loopholes, if you clear all the hoops, and if you’re still alive.” Bush has threatened to veto a bill that caters to the trial lawyers, such as the costly Kennedy-McCain-Edwards bill in the Senate. AAPS urges you to help him make "the right decision” by letting the White House know your views, and by telling your congressman to "just say ‘No’ to the trial lawyers.”
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